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EQUITY
EQUITY e-newsletter: June 2009
This month's EQUITY provides a number of foreclosure avoidance strategies as well as first time home-buying opportunities perfect for people with disabilities.
EQUITY Feature Article
HUD Housing Counseling: A Life Line for Home Owners, New Home Buyers, Renters and the Homeless
EQUITY Special Section
Too often the "subprime crisis" is blamed on the carelessness or overreaching of the low-income homeowners who are assumed to be the primary market for subprime mortgages. New evidence suggests it is lack of financial education, savings, and the terms of lending that bear the greatest responsibility for this crisis.
EQUITY Special Section 2
The Achieving a Better Life Experience Act of 2009 (also known as the ABLE Act of 2009) is proposed bipartisan legislation in the 111th Congress (S. 493/H.R. 1205). If enacted, the ABLE Act would authorize the creation of tax preferred accounts to benefit people with disabilities.
EQUITY Program of the Month
Up to $8,000 is available to first time home buyers through H.R. 1, the American Economic Recovery and Reinvestment Act of 2009. Here are a few strategies to use the credit to actually fund your down payment!
EQUITY Profile of the Month
From college in Berkeley, California to her first job in Omaha, Nebraska, Naomi Armenta always knew she could succeed. Her latest adventure: buying her first home.
EQUITY Tip of the Month
Mortgage Refinancing, Modification, and Grants: This month’s Tip of the Month offers homeowners a panoply of mortgage and foreclosure avoidance solutions!
EQUITY Responds: WID Answers Your Questions
Q: Is it really worth refinancing even if we can still make our current payment? If we ask the mortgage servicer for a lower rate, might they get nervous and call our loan because of our past troubles?
Past Issues
EQUITY e-newsletter: June 2009
This month's EQUITY provides a number of foreclosure avoidance strategies as well as first time home-buying opportunities perfect for people with disabilities.
EQUITY e-newsletter May 2009
Credit: what it is, how to get it, and how to keep it!
This month's EQUITY looks at the use and role of credit during this unprecedented economic downturn. How did we get here, and how can Americans escape these profligate ways!
EQUITY e-newsletter: April 2009
Tax Time: The perfect opportunity to start building your economic future
EQUITY e-newsletter: March 2009
Bailouts and Back Street: This month's EQUITY looks at asset building efforts before, during, and after the 2009 American Recovery and Reinvestment Act.
EQUITY e-newsletter: Winter 2008
Microenterprise and Disability Reaching the American Dream: A report on disability, entrepreneurship, and financing
EQUITY e-newsletter: September 2008
This month, EQUITY examines recent Federal policy efforts to encourage asset building across the United States. From housing to savings to retirement, this issue of EQUITY illustrates cutting edge policy issues for people with disabilities.
EQUITY e-newsletter: Summer 2008
Native Communities, Disability and Asset Building: working together to fight poverty on tribal lands
EQUITY e-newsletter: April 2008
True Self-Determination for People with Disabilities: Arguments for asset building and financial education
EQUITY e-newsletter: March 2008
Beyond the Special Needs Trust: Estate Planning and Providing for a Child with a Disability
EQUITY e-newsletter: February 2008
Preparing for tax time: Real Economic Impact for people with disabilities
EQUITY e-newsletter: December 2007
Asset Building and Disability Communities Working Together:
Asset building while still receiving benefits?
Yes it’s possible, and this year end issue of EQUITY shows you how.
EQUITY e-newsletter: April 2007
Including People with Developmental Disabilities in the Ownership Society
EQUITY e-newsletter: March 2007
Supporting Recovery for People with Mental Illness through Building Assets
EQUITY e-newsletter: September 2006
LIFE Accounts: New Options for People with Disabilities to Build Assets
EQUITY e-newsletter: August 2006
Community Land Trusts: Ensuring Permanently Affordable, Accessible Homeownership
EQUITY e-newsletter: March 2006
Self-Directed Services & Asset Building: Choosing Your Own Path to Economic Self-Sufficiency
EQUITY e-newsletter: October 2005
Democratizing Asset Building: Mobilizing Action in the Disability Community
EQUITY e-newsletter: Summer 2005
HUD's Family Self-Sufficiency (FSS) Program: Saving for Economic Independence
EQUITY e-newsletter: November 2004
Entrepreneurial Women with Disabilities: Creating Their Own Paths
EQUITY e-newsletter: September 2004
The Future Looks Bright: Youth with Disabilities Planning Their Own Destiny
EQUITY e-newsletter: Summer 2004
Connecting the Dots: Corporate Finance, Asset Building, and Disability Communities Working Together
EQUITY e-newsletter: June 2004
Unrealized Potential: Latinos with Disabilities and Asset Building Programs