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EQUITY e-newsletter May 2009
Up one levelCredit: what it is, how to get it, and how to keep it! This month's EQUITY looks at the use and role of credit during this unprecedented economic downturn. How did we get here, and how can Americans escape these profligate ways!
EQUITY Feature Article
The "credit crunch" seems to be the only thing people are talking about these days. Headlines like those that "the banks are not lending" and "credit is frozen" are being tossed about like hand grenades ready to explode in financial portfolios. So, what is credit?
Brandon's Blog
I finally went to my first home ownership/financial literacy class the other day. I had been told by people who had been through these classes before that I should expect to be the highest functioning person there.
EQUITY Program of the Month
The Federal Reserve recently promulgated new rules to support consumers and limit abusive credit card practices. The only catch, the new rules take effect in July 2010.
EQUITY Profile of the Month
Lured by hundreds of credit card solicitations, 18-year-old Christopher soon found himself snared by credit card debt payments.
EQUITY Tip of the Month
Credit Cheat Sheet: improve your FICO score now! This month's tip shows you how to improve your credit score and how its calculated!
EQUITY Responds: WID Answers Your Questions
Q: I just received a nearly $2,000 tax refund, thanks to both the Earned Income Tax Credit and the Child Tax Credit—those things really add up! I'm not sure what the best thing to do with my money is.